Nonprofits/Organizations/04-6010342
Active
501(c)(3)
T700
Form 990

Bank of America Charitable Gift Fund

EIN 04-6010342BOSTON, MA 2110Founded 1955WebsiteIRS Tax Year 2024 · Period ending December 31, 2024
Mission Statement

A PUBLIC CHARITY THAT MAKES GRANTS ON BEHALF OF INDIVIDUALS AND FAMILIES WHO CREATE DONOR ADVISED FUNDS

IRS Tax Year 2024

Period ending December 31, 2024

Total Revenue

$1.7B

+40.0%YoY

Total Expenses

$993.6M

+17.5%YoY

Net Assets

$5.0B

+23.5%YoY

Employees

0

Grants Paid

$969.5M

Program Expense Ratio

98.5%

This nonprofit profile presents IRS Form 990 tax filing data for Bank of America Charitable Gift Fund (EIN: 04-6010342), based on the 2024 tax year annual return filed with the Internal Revenue Service.

Sections below include financial summaries (revenue, expenses, and net assets), program accomplishments, officer and key employee compensation, governance policies and audit information. All figures are reported in USD as filed.

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RoundPaper IndicatorsTax Year 2024

Financial Health

Revenue grew +40.0% to $1.7B
Program spending ratio of 98.5% — excellent
60.8 months of operating reserves — strong cushion
Expenses increased +17.5% year-over-year

Transparency

Conflict of interest policy adopted
Whistleblower policy in place
Financial statements independently audited
1-member board, 1 independent

Compensation

Top compensation: $24,062,159 (TRUSTEE)
Top exec pay is 2.4% of total expenses — reasonable
No Schedule J filed — standard compensation reporting only

Program Effectiveness

2 programs reported
98.5% of spending goes to programs
No programs generate independent revenue
$969.5M in grants paid to other organizations

Financial Stability

Debt-to-asset ratio of 1.1% — low leverage
0.0 months cash runway — tight liquidity
Revenue diversification: moderately diversified
Net assets trending upward over recent filings

Risk Flags

No insider or excess benefit transactions
No material diversion or misuse reported
No family/business relationships on board

Indicators derived from IRS Form 990 data. Not financial advice.

Organization Summary

Bank of America Charitable Gift Fund is a 501(c)(3) nonprofit headquartered in BOSTON, MA, founded in 1955. The organization has held tax-exempt status since 1957. In its 2024 filing, the organization reported $1.7B in total revenue, a 40.0% increase from the prior year, and $993.6M in total expenses. , TRUSTEE, is the highest-compensated individual at $24,062,159. The organization runs 2 programs, totaling $979.1M in program expenses. 3 of 6 recommended governance policies are in place.

Bank of America Charitable Gift Fund is classified under NTEE code T700. Its foundation type is 15.

Programs(Tax Year 2024)

2 records

Programs Overview

Bank of America Charitable Gift Fund operates 2 programs, with total program expenses of $979.1M. Bank of America Charitable Gift Fund's largest program accounts for 99% of total program spending.

1
Program 1Expenses: $969,496,994

GRANTS TO CHARITABLE ORGANIZATIONS (SEE ATTACHED STATEMENTS)

2
Program 2Expenses: $9,624,864

BANK OF AMERICA TRUSTEE FEES

Total Program Expenses: $979,121,858

Financial Overview(Tax Years 2021–2024)

4 records

Financial Highlights

Over the past 4 years, Bank of America Charitable Gift Fund's revenue has declined from $1.7B to $1.7B, a 0.8% decrease. Program expenses represent 99% of total spending.

Revenue increased 40.0% year-over-year, while expenses grew 17.5%. net assets rose to $5.0B, up 23.5% from the prior year.

Bank of America Charitable Gift Fund derives 90% from contributions and grants, with 10% from investment income.

Revenue is primarily driven by contributions and grants (90%), with investment income at 10%.

Bank of America Charitable Gift Fund allocates 99% to programs, 1% to management and general.

Revenue grew by 40.0% while expenses grew by only 17.5%, suggesting improving operational efficiency.

Bank of America Charitable Gift Fund distributed $969.5M in grants to other organizations and individuals, representing 98% of total expenses.

Over 4 filings from 2021–2024, Bank of America Charitable Gift Fund declined revenue from $1.7B to $1.7B (-0.8%) while maintaining a program expense ratio of 99%.

Bank of America Charitable Gift Fund holds $5.1B in total assets against $57.9M in liabilities (debt-to-asset ratio of 1%). The organization has 60.8 months of operating reserves. Cash and equivalents of $0 cover approximately 0.0 months of expenses.

Revenue

YearTotal RevenueContributionsGov't GrantsProgram RevenueInvestment
2024$1.7B$1.5B$0$0$174.7M
2023$1.2B$1.0B$0$0$168.4M
2022$907.6M$949.4M$0$0$-41.8M
2021$1.7B$1.4B$0$0$309.8M

Expenses

YearTotal ExpensesProgramManagementFundraisingGrants Paid
2024$993.6M$979.1M$14.4M$0$969.5M
2023$845.5M$833.2M$12.0M$0$825.2M
2022$763.1M$751.8M$11.3M$0$744.2M
2021$728.1M$717.4M$10.6M$0$710.3M

Program Expense Ratio

98.5%

Admin Expense Ratio

1.5%

Fundraising Efficiency

Operating Reserve

60.8 mo

People & Compensation(Tax Year 2024)

1 record

Compensation Summary

Bank of America Charitable Gift Fund reported compensation for 1 officers and key employees. Total officer compensation was $24.1M, representing 2.4% of total expenses. 1 individual received total compensation exceeding $500,000.

Bank of America Charitable Gift Fund's highest-compensated individual received $24.1M in total compensation. Total officer compensation of $24.1M represents 2.4% of total expenses. 1 individual received total compensation exceeding $1,000,000.

NameTitleTypeHours/wkComp from OrgRelated OrgsTotal
TRUSTEE
Trustee
$24,062,159$0$24,062,159

Governance & Compliance(Tax Year 2024)

Governance Snapshot

Bank of America Charitable Gift Fund has 3 of 6 recommended governance policies in place, including conflict of interest, whistleblower, document retention. Its board has 1 members, 1 of whom are independent.

Bank of America Charitable Gift Fund's financial statements are audited, an audit committee oversees the process.

Policies & Oversight

Conflict of interest policy
Whistleblower policy
Document retention policy
CEO compensation review process
Other officer compensation review
990 provided to governing body
Board members1
Independent members1

Audit & Financial Oversight

Financial statements audited
Independent audit
Audit committee
Federal grant audit required

Grants Awarded(Tax Year 2024)

1 record

Grantmaking Summary

Bank of America Charitable Gift Fund awarded $969.5M across 1 grant to organizations. Top recipients include SEE ATTACHED LIST OF DISTRIBUTIONS (BOSTON, MA) — $969.5M.

Organization Grants

RecipientLocationAmountPurpose
SEE ATTACHED LIST OF DISTRIBUTIONSBOSTON, MA$969.5M

Supplemental Financial Data(Tax Year 2024)

Schedule D Highlights

Bank of America Charitable Gift Fund operates a donor-advised fund (DAF) program with 17,840 accounts. The endowment stands at $57.8M.

Filing History(Tax Years 1957–2024)

4 records

Showing the 4 Form 990 filings currently in our system.

Tax YearFormPeriodRevenueExpensesNet Assets
2024
990
2024-01-01 – 2024-12-31$1.7B$993.6M$5.0B
2023
990
2023-01-01 – 2023-12-31$1.2B$845.5M$4.1B
2022
990
2022-01-01 – 2022-12-31$907.6M$763.1M$3.4B
2021
990
2021-01-01 – 2021-12-31$1.7B$728.1M$3.8B
1957–2020No filings acquired yet

Frequently Asked Questions

What does Bank of America Charitable Gift Fund do?

A PUBLIC CHARITY THAT MAKES GRANTS ON BEHALF OF INDIVIDUALS AND FAMILIES WHO CREATE DONOR ADVISED FUNDS

How much revenue does Bank of America Charitable Gift Fund have?

Bank of America Charitable Gift Fund reported $1,664,401,095 in total revenue for tax year 2024, up 40.0% from the prior year.

Who is the highest-paid executive at Bank of America Charitable Gift Fund?

, TRUSTEE, received $24,062,159 in total compensation as of tax year 2024.

Is Bank of America Charitable Gift Fund a 501(c)(3)?

Yes, Bank of America Charitable Gift Fund is classified as a 501(c)(3) tax-exempt organization.

Where is Bank of America Charitable Gift Fund located?

Bank of America Charitable Gift Fund is headquartered in BOSTON, MA 2110.

Is Bank of America Charitable Gift Fund audited?

Yes, Bank of America Charitable Gift Fund's financial statements are audited, and the organization has an audit committee.

Does Bank of America Charitable Gift Fund give grants?

Yes, Bank of America Charitable Gift Fund distributed $969,496,994 in grants to other organizations and individuals in tax year 2024. Top recipients include SEE ATTACHED LIST OF DISTRIBUTIONS.

Data Source

IRS Form 990 electronic filings via the IRS Exempt Organizations Business Master File. All financial figures are as reported in USD.

Publicly available IRS data
Verified filing records
Updated quarterly
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