Nonprofits/Organizations/13-3573461
Active
501(c)(3)
B120
Form 990

Caroline & Joseph S Gruss Life Monument Funds Inc

EIN 13-3573461New York, NY 10006Founded 1991WebsiteIRS Tax Year 2024 · Period ending December 31, 2024
Mission Statement

SUPPORT JEWISH EDUCATION

IRS Tax Year 2024

Period ending December 31, 2024

Total Revenue

$0

-100.0%YoY

Total Expenses

$5.9M

-73.1%YoY

Net Assets

$93K

-98.5%YoY

Employees

1

-96.4%YoY

Volunteers

16

Grants Paid

$5.5M

Program Expense Ratio

93.7%

This nonprofit profile presents IRS Form 990 tax filing data for Caroline & Joseph S Gruss Life Monument Funds Inc (EIN: 13-3573461), based on the 2024 tax year annual return filed with the Internal Revenue Service.

Sections below include financial summaries (revenue, expenses, and net assets), program accomplishments, officer and key employee compensation, detailed executive pay breakdowns, governance policies and audit information, related tax-exempt organizations. All figures are reported in USD as filed.

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RoundPaper IndicatorsTax Year 2024

Financial Health

Revenue declined -100.0% to $0
Program spending ratio of 93.7% — excellent
0.2 months of operating reserves — limited runway
Expenses decreased -73.1% year-over-year

Transparency

Conflict of interest policy adopted
Whistleblower policy in place
Financial statements not audited
16-member board, 15 independent

Compensation

Top compensation: $198,000 (PRESIDENT)
Top exec pay is 3.3% of total expenses — reasonable
Schedule J filed for 1 individual — detailed disclosure
No executive perks reported

Program Effectiveness

1 program reported
93.7% of spending goes to programs
No programs generate independent revenue
$5.5M in grants paid to other organizations
16 volunteers engaged

Financial Stability

Debt-to-asset ratio of 70.4% — significant debt load
0.0 months cash runway — tight liquidity
Net assets declining over recent filings

Risk Flags

No insider or excess benefit transactions
No material diversion or misuse reported
Family or business relationships among officers/directors

Indicators derived from IRS Form 990 data. Not financial advice.

Organization Summary

Caroline & Joseph S Gruss Life Monument Funds Inc is a 501(c)(3) nonprofit headquartered in New York, NY, founded in 1991. The organization has held tax-exempt status since 1991. In its 2024 filing, the organization reported $0 in total revenue, a 100.0% decrease from the prior year, and $5.9M in total expenses. The organization employed 1 people and engaged 16 volunteers. JASON CURY, PRESIDENT, is the highest-compensated individual at $198,000. The organization runs 1 program, totaling $5.6M in program expenses. 6 of 6 recommended governance policies are in place.

Caroline & Joseph S Gruss Life Monument Funds Inc is classified under NTEE code B120. Its foundation type is 17.

Programs(Tax Year 2024)

1 record

Programs Overview

Caroline & Joseph S Gruss Life Monument Funds Inc operates 1 program, with total program expenses of $5.6M. Caroline & Joseph S Gruss Life Monument Funds Inc's largest program accounts for 100% of total program spending.

1
Program 1Expenses: $5,553,557

SPECIAL INNOVATIVE PROJECTS-THESE PROGRAMS ASSIST STUDENT AS WELL AS JEWISH SCHOOLS.

Financial Overview(Tax Years 2020–2024)

5 records

Financial Highlights

Over the past 5 years, Caroline & Joseph S Gruss Life Monument Funds Inc's revenue has declined from $10.7M to $0, a 100.0% decrease. Program expenses represent 94% of total spending.

Revenue decreased 100.0% year-over-year, while expenses declined 73.1%. net assets fell to $93K, down 98.5% from the prior year. the organization reduced headcount by 27 employees.

Caroline & Joseph S Gruss Life Monument Funds Inc allocates 94% to programs, 6% to management and general.

Caroline & Joseph S Gruss Life Monument Funds Inc distributed $5.5M in grants to other organizations and individuals, representing 93% of total expenses.

Over 5 filings from 2020–2024, Caroline & Joseph S Gruss Life Monument Funds Inc declined revenue from $10.7M to $0 (-100.0%) while maintaining a program expense ratio of 94%. During this period, the organization reduced from 34 to 1 employees.

Caroline & Joseph S Gruss Life Monument Funds Inc holds $315K in total assets against $221K in liabilities (debt-to-asset ratio of 70%). The organization has 0.2 months of operating reserves. Cash and equivalents of $0 cover approximately 0.0 months of expenses.

Revenue

YearTotal RevenueContributionsGov't GrantsProgram RevenueInvestment
2024$0$0$0$0$0
2023$1.9M$500$0$0$1.4M
2022$261K$0$0$0$197K
2021$2.7M$671K$671K$0$1.8M
2020$10.7M$671K$671K$0$10.0M

Expenses

YearTotal ExpensesProgramManagementFundraisingGrants Paid
2024$5.9M$5.6M$374K$0$5.5M
2023$22.0M$20.5M$1.5M$0$19.9M
2022$8.7M$7.3M$1.3M$0$6.7M
2021$10.8M$9.6M$1.2M$0$9.0M
2020$9.2M$8.1M$1.0M$0$7.4M

Program Expense Ratio

93.7%

Admin Expense Ratio

6.3%

Fundraising Efficiency

Operating Reserve

0.2 mo

People & Compensation(Tax Year 2024)

16 records

Compensation Summary

Caroline & Joseph S Gruss Life Monument Funds Inc reported compensation for 16 officers and key employees. Total officer compensation was $198K, representing 3.3% of total expenses.

Caroline & Joseph S Gruss Life Monument Funds Inc's highest-compensated individual received $198K in total compensation. Total officer compensation of $198K represents 3.3% of total expenses.

NameTitleTypeHours/wkComp from OrgRelated OrgsTotal
JASON CURYPRESIDENT
OfficerDirector
28.00$198,000$0$198,000
MARTIN GRUSSCHAIRMAN
OfficerDirector
0.65$0$0$0
MATHEW MARYLESTREASURER
OfficerDirector
0.50$0$0$0
LILLIAN EISMANSECRETARY
OfficerDirector
0.50$0$0$0
DR ALISA DOCTORFFBOARD MEMBER
Director
0.50$0$0$0
ERIC GOLDSTEINBOARD MEMBER
Director
0.50$0$0$0
DR EVELYN GRUSS LIPPERBOARD MEMBER
Director
0.50$0$0$0
JOSHUA GRUSSBOARD MEMBER
Director
0.50$0$0$0
BERNARD LATERMANBOARD MEMBER
Director
0.50$0$0$0
SCOTT SHAYBOARD MEMBER
Director
0.50$0$0$0
DOROTHY TANANBAUMBOARD MEMBER
Director
0.50$0$0$0
AMY BRESSMANBOARD MEMBER
Director
0.50$0$0$0
BILLIE GOLDBOARD MEMBER
Director
0.50$0$0$0
SARENE SHANUSBOARD MEMBER
Director
0.50$0$0$0
JEFFREY SCHOENFELDBOARD MEMBER
Director
0.50$0$0$0
SARA NATHANBOARD MEMBER
Director
0.50$0$0$0

Compensation Breakdown

Schedule J detail — base, bonus, benefits, and executive perks

JASON CURY

Base Salary

$198,000

Bonus

Other Reportable

Retirement/Deferred

Nontaxable Benefits

$17,330

Governance & Compliance(Tax Year 2024)

Governance Snapshot

Caroline & Joseph S Gruss Life Monument Funds Inc has 6 of 6 recommended governance policies in place, including conflict of interest, whistleblower, document retention. Its board has 16 members, 15 of whom are independent.

Caroline & Joseph S Gruss Life Monument Funds Inc does not have audited financial statements.

Caroline & Joseph S Gruss Life Monument Funds Inc has family or business relationships among officers, directors, or key employees.

Policies & Oversight

Conflict of interest policy
Whistleblower policy
Document retention policy
CEO compensation review process
Other officer compensation review
990 provided to governing body
Board members16
Independent members15

Audit & Financial Oversight

Financial statements audited
Independent audit
Audit committee
Federal grant audit required

Grants Awarded(Tax Year 2024)

1 record

Grantmaking Summary

Caroline & Joseph S Gruss Life Monument Funds Inc awarded $5.6M across 1 grant to organizations. Top recipients include CENTER FOR INITIATIVES IN JEWISH EDUCATION INC (BROOKLYN, NY) — $5.6M for assist students in jewish day schools.

Organization Grants

RecipientLocationAmountPurpose
CENTER FOR INITIATIVES IN JEWISH EDUCATION INC770698155BROOKLYN, NY$5.6MASSIST STUDENTS IN JEWISH DAY SCHOOLS

Filing History(Tax Years 1991–2024)

5 records

Showing the 5 Form 990 filings currently in our system.

Tax YearFormPeriodRevenueExpensesNet Assets
2024
990
2024-01-01 – 2024-12-31$0$5.9M$93K
2023
990
2023-01-01 – 2023-12-31$1.9M$22.0M$6.0M
2022
990
2022-01-01 – 2022-12-31$261K$8.7M$26.2M
2021
990
2021-01-01 – 2021-12-31$2.7M$10.8M$42.9M
2020
990
2020-01-01 – 2020-12-31$10.7M$9.2M$46.1M
1991–2019No filings acquired yet

Frequently Asked Questions

What does Caroline & Joseph S Gruss Life Monument Funds Inc do?

SUPPORT JEWISH EDUCATION

How much revenue does Caroline & Joseph S Gruss Life Monument Funds Inc have?

Caroline & Joseph S Gruss Life Monument Funds Inc reported $0 in total revenue for tax year 2024, down 100.0% from the prior year.

Who is the highest-paid executive at Caroline & Joseph S Gruss Life Monument Funds Inc?

JASON CURY, PRESIDENT, received $198,000 in total compensation as of tax year 2024.

Is Caroline & Joseph S Gruss Life Monument Funds Inc a 501(c)(3)?

Yes, Caroline & Joseph S Gruss Life Monument Funds Inc is classified as a 501(c)(3) tax-exempt organization.

Where is Caroline & Joseph S Gruss Life Monument Funds Inc located?

Caroline & Joseph S Gruss Life Monument Funds Inc is headquartered in New York, NY 10006.

How many employees does Caroline & Joseph S Gruss Life Monument Funds Inc have?

Caroline & Joseph S Gruss Life Monument Funds Inc has 1 employees and 16 volunteers as of tax year 2024.

Is Caroline & Joseph S Gruss Life Monument Funds Inc audited?

No, Caroline & Joseph S Gruss Life Monument Funds Inc does not currently have audited financial statements.

Does Caroline & Joseph S Gruss Life Monument Funds Inc give grants?

Yes, Caroline & Joseph S Gruss Life Monument Funds Inc distributed $5,532,557 in grants to other organizations and individuals in tax year 2024. Top recipients include CENTER FOR INITIATIVES IN JEWISH EDUCATION INC.

Data Source

IRS Form 990 electronic filings via the IRS Exempt Organizations Business Master File. All financial figures are as reported in USD.

Publicly available IRS data
Verified filing records
Updated quarterly
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