Nonprofits/Organizations/31-1640316
Active
501(c)(3)
T300
Form 990

Schwab Charitable Fund

DBA: DAFGIVING360 (TM)

EIN 31-1640316LONE TREE, CO 80124Founded 1999WebsiteIRS Tax Year 2023 · Period ending June 30, 2024
Mission Statement

INCREASE CHARITABLE GIVING IN THE UNITED STATES OF AMERICA.

IRS Tax Year 2023

Period ending June 30, 2024

Tax year 2024 filing not yet available. This is the most recent filing on record.

Total Revenue

$9.7B

+26.3%YoY

Total Expenses

$6.7B

+30.7%YoY

Net Assets

$41.0B

+30.0%YoY

Employees

194

+4.9%YoY

Grants Paid

$6.6B

Program Expense Ratio

99.7%

Fundraising Efficiency

79881.1%

This nonprofit profile presents IRS Form 990 tax filing data for Schwab Charitable Fund (EIN: 31-1640316), based on the 2023 tax year annual return filed with the Internal Revenue Service.

Sections below include financial summaries (revenue, expenses, and net assets), program accomplishments, officer and key employee compensation, detailed executive pay breakdowns, top independent contractors, governance policies and audit information. All figures are reported in USD as filed.

Chat with Schwab Charitable Fund's data & any nonprofit

Coming Soon

Compare organizations, analyze trends, and ask questions about Schwab Charitable Fund's finances, compensation, and programs — or any other nonprofit — using our AI-powered research assistant.

Join Waitlist
RoundPaper IndicatorsTax Year 2023

Financial Health

Revenue grew +26.3% to $9.7B
Program spending ratio of 99.7% — excellent
73.0 months of operating reserves — strong cushion
Expenses increased +30.7% year-over-year

Transparency

Conflict of interest policy adopted
Whistleblower policy in place
Financial statements independently audited
8-member board, 7 independent

Compensation

Top compensation: $914,841 (PRESIDENT)
Top exec pay is 0.0% of total expenses — very modest
Schedule J filed for 11 individuals — detailed disclosure
No executive perks reported

Program Effectiveness

1 program reported
99.7% of spending goes to programs
No programs generate independent revenue
$6.6B in grants paid to other organizations

Financial Stability

Debt-to-asset ratio of 0.2% — low leverage
0.0 months cash runway — tight liquidity
Revenue diversification: concentrated in few sources
Net assets consistently growing over recent filings

Risk Flags

1 business transaction with interested persons
No material diversion or misuse reported
No family/business relationships on board

Indicators derived from IRS Form 990 data. Not financial advice.

Organization Summary

Schwab Charitable Fund is a 501(c)(3) nonprofit headquartered in LONE TREE, CO, founded in 1999. The organization has held tax-exempt status since 1999. In its 2023 filing, the organization reported $9.7B in total revenue, a 26.3% increase from the prior year, and $6.7B in total expenses. The organization employed 194 people. SAMUEL W KANG, PRESIDENT, is the highest-compensated individual at $914,841. The organization runs 1 program, totaling $6.7B in program expenses. 6 of 6 recommended governance policies are in place.

Schwab Charitable Fund is classified under NTEE code T300. Its foundation type is 15.

Programs(Tax Year 2023)

1 record

Programs Overview

Schwab Charitable Fund operates 1 program, with total program expenses of $6.7B. Schwab Charitable Fund's largest program accounts for 100% of total program spending.

1
Program 1Expenses: $6,728,837,651

SEE SCHEDULE O

Financial Overview(Tax Years 2019–2023)

5 records

Financial Highlights

Over the past 5 years, Schwab Charitable Fund's revenue has grown from $4.9B to $9.7B, a 97.8% increase. Program expenses represent 100% of total spending.

Revenue increased 26.3% year-over-year, while expenses grew 30.7%. net assets rose to $41.0B, up 30.0% from the prior year. the organization added 9 employees.

Schwab Charitable Fund derives 96% from contributions and grants, with 4% from investment income.

Revenue is heavily concentrated: 96% comes from contributions and grants, indicating limited diversification.

Schwab Charitable Fund allocates 100% to programs, 0% to management and general, 0% to fundraising.

Revenue grew by 26.3% and expenses grew by 30.7% year over year.

Schwab Charitable Fund distributed $6.6B in grants to other organizations and individuals, representing 98% of total expenses.

Over 5 filings from 2019–2023, Schwab Charitable Fund grew revenue from $4.9B to $9.7B (+97.8%) while maintaining a program expense ratio of 100%.

Schwab Charitable Fund holds $41.1B in total assets against $64.4M in liabilities (debt-to-asset ratio of 0%). The organization has 73.0 months of operating reserves. Cash and equivalents of $216K cover approximately 0.0 months of expenses.

Revenue

YearTotal RevenueContributionsGov't GrantsProgram RevenueInvestment
2023$9.7B$9.3B$0$0$347.7M
2022$7.7B$7.3B$0$0$332.0M
2021$10.1B$9.8B$0$0$318.4M
2020$7.3B$7.1B$0$0$145.1M
2019$4.9B$4.7B$0$0$158.4M

Expenses

YearTotal ExpensesProgramManagementFundraisingGrants Paid
2023$6.7B$6.7B$7.5M$11.7M$6.6B
2022$5.2B$5.1B$6.3M$10.5M$5.1B
2021$4.8B$4.8B$5.2M$5.9M$4.7B
2020$3.8B$3.8B$5.1M$6.3M$3.7B
2019$3.4B$3.3B$4.1M$5.8M$3.3B

Program Expense Ratio

99.7%

Admin Expense Ratio

0.1%

Fundraising Efficiency

79881.1%

Operating Reserve

73.0 mo

People & Compensation(Tax Year 2023)

21 records

Compensation Summary

Schwab Charitable Fund reported compensation for 21 officers and key employees. Total officer compensation was $5.3M, representing 0.1% of total expenses. 4 individuals received total compensation exceeding $500,000.

Schwab Charitable Fund's highest-compensated individual received $915K in total compensation. Total officer compensation of $5.3M represents 0.1% of total expenses. 4 individuals received total compensation exceeding $500,000.

NameTitleTypeHours/wkComp from OrgRelated OrgsTotal
SAMUEL W KANGPRESIDENT
Officer
40.00$696,337$0$914,841
FREDERICK K KAYNORMD-BUS DEV, MKTG & STRAT PARTNER
Officer
40.00$475,126$0$593,630
MICHAEL MAESTASMD-INVEST OVERSIGHT & DUE DILIGENCE
Officer
40.00$425,213$0$543,717
DOUGLAS CAMPBELLMD-STRATEGY, OFFER MGMT & ANALYSIS
Officer
40.00$411,135$0$529,639
STEPHANIE QUEISERTMD-CHIEF FINANCIAL OFFICER
Officer
40.00$393,731$0$492,235
BRYAN GREGSTONDIRECTOR
Highest Comp
40.00$333,433$0$431,937
CALEB LUNDDIRECTOR
Highest Comp
40.00$332,774$0$396,278
LORI KIRKLANDDIRECTOR
Highest Comp
40.00$317,686$0$386,190
ANTHONY MATTHEWSDIRECTOR
Highest Comp
40.00$297,425$0$365,929
JULIA REEDDIRECTOR
Highest Comp
40.00$283,705$0$352,209
LORRIE BRANSONASST. CORP. SECRETARY
Officer
40.00$229,176$0$282,680
RICK WURSTERBOARD CHAIR
Director
1.00$0$0$0
LORETTA DOONDIRECTOR
Director
1.00$0$0$0
KRISTOPHER TATECORPORATE SECRETARY
Officer
1.00$0$0$0
PAUL TALBOTASST. CORP. SECRETARY
Officer
1.00$0$0$0
LINDA B SEGREDIRECTOR
Director
1.00$0$0$0
GREGORY AVISDIRECTOR
Director
1.00$0$0$0
DAN KINGSLEYDIRECTOR
Director
1.00$0$0$0
BILL BROWNELLDIRECTOR
Director
1.00$0$0$0
UNA OSILIDIRECTOR
Director
1.00$0$0$0
ANNE CASSCELLSDIRECTOR
Director
1.00$0$0$0

Compensation Breakdown

Schedule J detail — base, bonus, benefits, and executive perks

SAMUEL W KANG

Base Salary

$350,669

Bonus

$345,668

Other Reportable

Retirement/Deferred

$200,000

Nontaxable Benefits

$18,504

FREDERICK K KAYNOR

Base Salary

$291,281

Bonus

$183,845

Other Reportable

Retirement/Deferred

$100,000

Nontaxable Benefits

$18,504

MICHAEL MAESTAS

Base Salary

$285,733

Bonus

$139,480

Other Reportable

Retirement/Deferred

$100,000

Nontaxable Benefits

$18,504

DOUGLAS CAMPBELL

Base Salary

$253,408

Bonus

$157,727

Other Reportable

Retirement/Deferred

$100,000

Nontaxable Benefits

$18,504

STEPHANIE QUEISERT

Base Salary

$288,893

Bonus

$104,838

Other Reportable

Retirement/Deferred

$80,000

Nontaxable Benefits

$18,504

BRYAN GREGSTON

Base Salary

$228,528

Bonus

$104,905

Other Reportable

Retirement/Deferred

$80,000

Nontaxable Benefits

$18,504

CALEB LUND

Base Salary

$223,843

Bonus

$108,931

Other Reportable

Retirement/Deferred

$45,000

Nontaxable Benefits

$18,504

LORI KIRKLAND

Base Salary

$241,528

Bonus

$76,158

Other Reportable

Retirement/Deferred

$50,000

Nontaxable Benefits

$18,504

ANTHONY MATTHEWS

Base Salary

$196,198

Bonus

$101,227

Other Reportable

Retirement/Deferred

$50,000

Nontaxable Benefits

$18,504

JULIA REED

Base Salary

$202,054

Bonus

$81,651

Other Reportable

Retirement/Deferred

$50,000

Nontaxable Benefits

$18,504

LORRIE BRANSON

Base Salary

$192,854

Bonus

$36,322

Other Reportable

Retirement/Deferred

$35,000

Nontaxable Benefits

$18,504

Top Contractors(Tax Year 2023)

5 records

Contractor Summary

Schwab Charitable Fund reported 5 contractors receiving over $100,000, with total contractor payments of $14.6M.

NameServiceCompensation
CHARLES SCHWAB & COBROKERAGE & ADMIN SERVICES$7,893,693
NATURAL INVESTMENTS LLCASSET MANAGEMENT$2,107,152
GRAYSTONE CONSULTING LTD MORGAN STANLEYASSET MANAGEMENT$2,037,743
BASSWOOD CAPITAL MANAGEMENT LLCASSET MANAGEMENT$1,629,119
CERITY PARTNERSASSET MANAGEMENT$886,123

Governance & Compliance(Tax Year 2023)

Governance Snapshot

Schwab Charitable Fund has 6 of 6 recommended governance policies in place, including conflict of interest, whistleblower, document retention. Its board has 8 members, 7 of whom are independent.

Schwab Charitable Fund's financial statements are audited, an audit committee oversees the process, accounting follows GAAP standards.

Policies & Oversight

Conflict of interest policy
Whistleblower policy
Document retention policy
CEO compensation review process
Other officer compensation review
990 provided to governing body
Board members8
Independent members7

Audit & Financial Oversight

Financial statements audited
Independent audit
Audit committee
Federal grant audit required
Accounting standardGAAP

Insider Transactions(Tax Year 2023)

1 record

Business Transaction

Unknown personFOUNDER

Amount: $9,178,403

Grants Awarded(Tax Year 2023)

55292 records

Grantmaking Summary

Schwab Charitable Fund awarded $6.4B across 55292 grants to organizations. Top recipients include JOHNS HOPKINS UNIVERSITY (BALTIMORE, MD) — $517.4M for education; NATIONAL PHILANTHROPIC TRUST (JENKINTOWN, PA) — $249.1M for public, societal benefit; LUCAS MUSEUM OF NARRATIVE ART (SAN FRANCISCO, CA) — $165.0M for arts, culture & humanities.

Organization Grants

RecipientLocationAmountPurpose
JOHNS HOPKINS UNIVERSITY520595110BALTIMORE, MD$517.4MEDUCATION
NATIONAL PHILANTHROPIC TRUST237825575JENKINTOWN, PA$249.1MPUBLIC, SOCIETAL BENEFIT
LUCAS MUSEUM OF NARRATIVE ART455600818SAN FRANCISCO, CA$165.0MARTS, CULTURE & HUMANITIES
85 FUND202466871WASHINGTON, DC$160.0MHUMAN SERVICES
RENAISSANCE CHARITABLE FOUNDATION352129262INDIANAPOLIS, IN$144.7MPUBLIC, SOCIETAL BENEFIT
FIDELITY INVESTMENTS CHARITABLE GIFT FUND110303001COVINGTON, KY$127.7MPUBLIC, SOCIETAL BENEFIT
STANFORD UNIVERSITY BOARD OF TRUSTEES941156365STANFORD, CA$90.4MEDUCATION
UCSF FOUNDATION942829914SAN FRANCISCO, CA$68.7MEDUCATION
CHURCH OF JESUS CHRIST OF LATTER DAY SAINTS870234341SALT LAKE CITY, UT$57.2MRELIGION RELATED
GLOBAL SUPPORT AND DEVELOPMENT832504447CHARLOTTE, NC$41.8MHUMAN SERVICES
VITAL STRATEGIES INC223419667NEW YORK, NY$35.0MINTERNATIONAL, FOREIGN AFFAIRS
BROAD INSTITUTE INC263428781CAMBRIDGE, MA$32.3MHEALTH
CALIFORNIA INSTITUTE OF TECHNOLOGY951643307PASADENA, CA$31.5MEDUCATION
UC BERKELEY FOUNDATION946090626BERKELEY, CA$30.9MEDUCATION
IMPACTASSETS INC262048480BETHESDA, MD$30.2MPUBLIC, SOCIETAL BENEFIT
DOCTORS WITHOUT BORDERS133433452NEW YORK, NY$28.8MINTERNATIONAL, FOREIGN AFFAIRS
ROCKEFELLER PHILANTHROPY ADVISORS INC133615533NEW YORK, NY$25.9MPUBLIC, SOCIETAL BENEFIT
TRUSTEES OF PRINCETON UNIVERSITY210634501PRINCETON, NJ$25.5MEDUCATION
MAYO CLINIC411917516ROCHESTER, MN$25.1MHEALTH
HARVARD UNIVERSITY042103580BOSTON, MA$24.3MEDUCATION

Showing 20 of 55292 grants.

Foreign Activities(Tax Year 2023)

International Overview

Activities span CENTRAL AMERICA AND THE CARIBBEAN, EAST ASIA AND THE PACIFIC, EUROPE (INCLUDING ICELAND & GREENLAND), MIDDLE EAST AND NORTH AFRICA, NORTH AMERICA.

Regions & Countries

Region / CountryActivityExpenditure
CENTRAL AMERICA AND THE CARIBBEAN
CENTRAL AMERICA AND THE CARIBBEAN
EAST ASIA AND THE PACIFIC
EUROPE (INCLUDING ICELAND & GREENLAND)
EUROPE (INCLUDING ICELAND & GREENLAND)
MIDDLE EAST AND NORTH AFRICA
NORTH AMERICA
NORTH AMERICA
RUSSIA AND NEIGHBORING STATES
SOUTH AMERICA
SOUTH ASIA
SUB-SAHARAN AFRICA

Supplemental Financial Data(Tax Year 2023)

Schedule D Highlights

Schwab Charitable Fund operates a donor-advised fund (DAF) program with 112,188 accounts.

Filing History(Tax Years 1999–2023)

5 records

Showing the 5 Form 990 filings currently in our system.

Tax YearFormPeriodRevenueExpensesNet Assets
2023
990
2023-07-01 – 2024-06-30$9.7B$6.7B$41.0B
2022
990
2022-07-01 – 2023-06-30$7.7B$5.2B$31.6B
2021
990
2021-07-01 – 2022-06-30$10.1B$4.8B$26.4B
2020
990
2020-07-01 – 2021-06-30$7.3B$3.8B$25.5B
2019
990
2019-07-01 – 2020-06-30$4.9B$3.4B$17.1B
1999–2018No filings acquired yet

Frequently Asked Questions

What does Schwab Charitable Fund do?

INCREASE CHARITABLE GIVING IN THE UNITED STATES OF AMERICA.

How much revenue does Schwab Charitable Fund have?

Schwab Charitable Fund reported $9,661,652,588 in total revenue for tax year 2023, up 26.3% from the prior year.

Who is the highest-paid executive at Schwab Charitable Fund?

SAMUEL W KANG, PRESIDENT, received $914,841 in total compensation as of tax year 2023.

Is Schwab Charitable Fund a 501(c)(3)?

Yes, Schwab Charitable Fund is classified as a 501(c)(3) tax-exempt organization.

Where is Schwab Charitable Fund located?

Schwab Charitable Fund is headquartered in LONE TREE, CO 80124.

How many employees does Schwab Charitable Fund have?

Schwab Charitable Fund has 194 employees as of tax year 2023.

Is Schwab Charitable Fund audited?

Yes, Schwab Charitable Fund's financial statements are audited, and the organization has an audit committee.

How much does Schwab Charitable Fund spend on fundraising?

Schwab Charitable Fund reported $11,659,779 in fundraising expenses for tax year 2023, which represents 0.2% of total expenses.

Does Schwab Charitable Fund give grants?

Yes, Schwab Charitable Fund distributed $6,623,957,198 in grants to other organizations and individuals in tax year 2023. Top recipients include JOHNS HOPKINS UNIVERSITY, NATIONAL PHILANTHROPIC TRUST, LUCAS MUSEUM OF NARRATIVE ART.

Does Schwab Charitable Fund operate internationally?

Yes, Schwab Charitable Fund conducts activities outside the United States. Activities span CENTRAL AMERICA AND THE CARIBBEAN, EAST ASIA AND THE PACIFIC, EUROPE (INCLUDING ICELAND & GREENLAND), MIDDLE EAST AND NORTH AFRICA, NORTH AMERICA.

Data Source

Prepared by: DELOITTE TAX LLP, SEATTLE, WA

IRS Form 990 electronic filings via the IRS Exempt Organizations Business Master File. All financial figures are as reported in USD.

Publicly available IRS data
Verified filing records
Updated quarterly
Coming Soon

Ask anything about
any nonprofit

Get instant, data-backed answers about nonprofit compensation, financials, and trends. Join the waitlist for early access. Free tier included at launch.

Trusted by nonprofit professionals

3.6M+

IRS Filings

1.7M+

Organizations

28M+

Comp Records