Nonprofits/Organizations/36-2167000
Active
501(c)(3)
T310
Form 990

The Chicago Community Trust

EIN 36-2167000CHICAGO, IL 60601Founded 1915WebsiteIRS Tax Year 2023 · Period ending September 30, 2024
Mission Statement

Provides grants and other resources to improve the community; addresses community challenges; and promotes philanthropy by informing donors about philanthropic opportunities.

IRS Tax Year 2023

Period ending September 30, 2024

Tax year 2024 filing not yet available. This is the most recent filing on record.

Total Revenue

$2.5B

+59.8%YoY

Total Expenses

$1.5B

-5.6%YoY

Net Assets

$6.0B

+33.3%YoY

Employees

157

+2.6%YoY

Volunteers

17

Grants Paid

$1.5B

Program Expense Ratio

98.3%

Fundraising Efficiency

57160.4%

This nonprofit profile presents IRS Form 990 tax filing data for The Chicago Community Trust (EIN: 36-2167000), based on the 2023 tax year annual return filed with the Internal Revenue Service.

Sections below include financial summaries (revenue, expenses, and net assets), program accomplishments, officer and key employee compensation, detailed executive pay breakdowns, top independent contractors, governance policies and audit information, related tax-exempt organizations. All figures are reported in USD as filed.

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RoundPaper IndicatorsTax Year 2023

Financial Health

Revenue grew +59.8% to $2.5B
Program spending ratio of 98.3% — excellent
47.2 months of operating reserves — strong cushion
Expenses decreased -5.6% year-over-year

Transparency

Conflict of interest policy adopted
Whistleblower policy in place
Financial statements independently audited
17-member board, 17 independent

Compensation

Top compensation: $655,609 (President & CEO)
Top exec pay is 0.0% of total expenses — very modest
Schedule J filed for 10 individuals — detailed disclosure
No executive perks reported

Program Effectiveness

1 program reported
98.3% of spending goes to programs
No programs generate independent revenue
$1.5B in grants paid to other organizations
17 volunteers engaged

Financial Stability

Debt-to-asset ratio of 0.6% — low leverage
0.0 months cash runway — tight liquidity
Revenue diversification: concentrated in few sources
Net assets consistently growing over recent filings

Risk Flags

No insider or excess benefit transactions
No material diversion or misuse reported
Family or business relationships among officers/directors

Indicators derived from IRS Form 990 data. Not financial advice.

Organization Summary

The Chicago Community Trust is a 501(c)(3) nonprofit headquartered in CHICAGO, IL, founded in 1915. The organization has held tax-exempt status since 1951. In its 2023 filing, the organization reported $2.5B in total revenue, a 59.8% increase from the prior year, and $1.5B in total expenses. The organization employed 157 people and engaged 17 volunteers. Andrea Saenz, President & CEO, is the highest-compensated individual at $655,609. The organization runs 1 program, totaling $1.5B in program expenses. 6 of 6 recommended governance policies are in place.

The Chicago Community Trust is classified under NTEE code T310. Its foundation type is 15.

Programs(Tax Year 2023)

1 record

Programs Overview

The Chicago Community Trust operates 1 program, with total program expenses of $1.5B. The Chicago Community Trust's largest program accounts for 100% of total program spending.

1
Program 1Expenses: $1,495,552,882

See Schedule F and Schedule I for list of grants made. See Schedule O for most significant program accomplishments.

Financial Overview(Tax Years 2019–2023)

5 records

Financial Highlights

Over the past 5 years, The Chicago Community Trust's revenue has grown from $862.3M to $2.5B, a 184.8% increase. Program expenses represent 98% of total spending.

Revenue increased 59.8% year-over-year, while expenses declined 5.6%. net assets rose to $6.0B, up 33.3% from the prior year. the organization added 4 employees.

The Chicago Community Trust derives 86% from contributions and grants, with 13% from investment income.

Revenue is primarily driven by contributions and grants (86%), with investment income at 13%.

The Chicago Community Trust allocates 98% to programs, 1% to management and general, 0% to fundraising.

Revenue grew by 59.8% while expenses declined by only 5.6%, suggesting improving operational efficiency.

The Chicago Community Trust distributed $1.5B in grants to other organizations and individuals, representing 97% of total expenses.

Over 5 filings from 2019–2023, The Chicago Community Trust grew revenue from $862.3M to $2.5B (+184.8%) while maintaining a program expense ratio of 98%. During this period, the organization grew from 138 to 157 employees.

The Chicago Community Trust holds $6.0B in total assets against $38.9M in liabilities (debt-to-asset ratio of 1%). The organization has 47.2 months of operating reserves. Cash and equivalents of $402K cover approximately 0.0 months of expenses.

Revenue

YearTotal RevenueContributionsGov't GrantsProgram RevenueInvestment
2023$2.5B$2.1B$0$0$331.2M
2022$1.5B$1.4B$0$0$150.0M
2021$1.9B$1.6B$0$0$231.4M
2020$2.0B$1.8B$11.1M$0$208.7M
2019$862.3M$706.7M$15.0M$0$154.1M

Expenses

YearTotal ExpensesProgramManagementFundraisingGrants Paid
2023$1.5B$1.5B$22.3M$3.7M$1.5B
2022$1.6B$1.6B$20.4M$3.6M$1.6B
2021$1.5B$1.5B$24.1M$3.6M$1.5B
2020$1.4B$1.4B$19.7M$3.1M$1.4B
2019$606.5M$586.6M$17.2M$2.6M$576.9M

Program Expense Ratio

98.3%

Admin Expense Ratio

1.5%

Fundraising Efficiency

57160.4%

Operating Reserve

47.2 mo

People & Compensation(Tax Year 2023)

28 records

Compensation Summary

The Chicago Community Trust reported compensation for 28 officers and key employees. Total officer compensation was $3.1M, representing 0.2% of total expenses. 1 individual received total compensation exceeding $500,000.

The Chicago Community Trust's highest-compensated individual received $656K in total compensation. Total officer compensation of $3.1M represents 0.2% of total expenses. 1 individual received total compensation exceeding $500,000.

NameTitleTypeHours/wkComp from OrgRelated OrgsTotal
Andrea SaenzPresident & CEO
Officer
38.00$596,277$0$655,609
Jessica StrausbaughChief Financial Officer
Officer
37.00$322,265$0$343,093
Clothilde A EwingVP Strategic Communications
Highest Comp
40.00$260,251$0$311,562
Lisa JerichoVP Innovation & Technology
Key Employee
40.00$249,996$0$299,269
Amy PenaGeneral Counsel & Secretary
Officer
37.00$231,325$0$263,216
Wendell WilliamsAssociate VP Talent & Admin
Highest Comp
40.00$216,656$0$246,276
Kristin VogenAssoc. VP Philanthropic Services
Highest Comp
39.00$207,344$0$246,238
Rosa CarrilloController
Highest Comp
40.00$199,801$0$231,027
Jennifer AxelrodSr. Director Learning & Impact
Highest Comp
40.00$189,872$0$227,355
Peggy DavisFormer VP Community Impact
Former
$134,492$0$138,448
Sylvia GarciaChief Operating Officer
Officer
40.00$99,164$0$106,370
Martin Cabrera JrDirector
Director
1.00$0$0$0
Omar DuqueDirector
Director
1.00$0$0$0
Renetta McCannDirector
Director
1.00$0$0$0
Sandra MicekDirector
Director
1.00$0$0$0
Steven KochDirector
Director
1.00$0$0$0
Terry PetersonDirector
Director
1.00$0$0$0
Heather SteansDirector
Director
1.00$0$0$0
Anne LadkyDirector
Director
1.00$0$0$0
Brett HartDirector
Director
1.00$0$0$0
Connie LindseyDirector
Director
1.00$0$0$0
Ethan MeersDirector
Director
1.00$0$0$0
Gretchen Crosby SimsDirector
Director
1.00$0$0$0
Bryan TraubertDirector & Chair
OfficerDirector
1.00$0$0$0
James ReynoldsDirector
Director
1.00$0$0$0
Jesse RuizDirector
Director
1.00$0$0$0
Lou NietoDirector
Director
1.00$0$0$0
Margaret StinemanDirector
Director
1.00$0$0$0

Compensation Breakdown

Schedule J detail — base, bonus, benefits, and executive perks

Andrea Saenz

Base Salary

$567,771

Bonus

$27,250

Other Reportable

$1,256

Retirement/Deferred

$50,550

Nontaxable Benefits

$8,782

Jessica Strausbaugh

Base Salary

$321,339

Bonus

Other Reportable

$926

Retirement/Deferred

$18,339

Nontaxable Benefits

$2,489

Clothilde A Ewing

Base Salary

$259,708

Bonus

Other Reportable

$543

Retirement/Deferred

$22,760

Nontaxable Benefits

$28,551

Lisa Jericho

Base Salary

$249,195

Bonus

Other Reportable

$801

Retirement/Deferred

$21,327

Nontaxable Benefits

$27,946

Amy Pena

Base Salary

$230,285

Bonus

Other Reportable

$1,040

Retirement/Deferred

$19,712

Nontaxable Benefits

$12,179

Wendell Williams

Base Salary

$216,198

Bonus

Other Reportable

$458

Retirement/Deferred

$18,517

Nontaxable Benefits

$11,103

Kristin Vogen

Base Salary

$206,414

Bonus

Other Reportable

$930

Retirement/Deferred

$17,119

Nontaxable Benefits

$21,775

Rosa Carrillo

Base Salary

$173,405

Bonus

Other Reportable

$26,396

Retirement/Deferred

$17,894

Nontaxable Benefits

$13,332

Jennifer Axelrod

Base Salary

$189,023

Bonus

Other Reportable

$849

Retirement/Deferred

$16,548

Nontaxable Benefits

$20,935

Peggy Davis

Base Salary

$101,901

Bonus

Other Reportable

$32,591

Retirement/Deferred

Nontaxable Benefits

$3,956

Top Contractors(Tax Year 2023)

5 records

Contractor Summary

The Chicago Community Trust reported 5 contractors receiving over $100,000, with total contractor payments of $7.7M.

NameServiceCompensation
Northern Trust CompanyAdvisory Services$3,919,611
Clarity Partners LLCConsulting Services$1,413,559
Bank of AmericaAdvisory Services$1,199,939
JP Morgan ChaseAdvisory Services$602,046
BMO Harris BankAdvisory Services$577,507

Governance & Compliance(Tax Year 2023)

Governance Snapshot

The Chicago Community Trust has 6 of 6 recommended governance policies in place, including conflict of interest, whistleblower, document retention. Its board has 17 members, 17 of whom are independent.

The Chicago Community Trust's financial statements are audited, an audit committee oversees the process.

The Chicago Community Trust has family or business relationships among officers, directors, or key employees.

Policies & Oversight

Conflict of interest policy
Whistleblower policy
Document retention policy
CEO compensation review process
Other officer compensation review
990 provided to governing body
Board members17
Independent members17

Audit & Financial Oversight

Financial statements audited
Independent audit
Audit committee
Federal grant audit required

Grants Awarded(Tax Year 2023)

3976 records

Grantmaking Summary

The Chicago Community Trust awarded $1.4B across 3976 grants to organizations. Top recipients include Save The Children Federation Inc (Fairfield, CT) — $50.8M for general support for programs, operations and other charitable purposes; Capital Impact Partners (Arlington, VA) — $45.0M for general support for programs, operations and other charitable purposes; Breakthrough Energy Catalyst Foundation (Seattle, WA) — $30.0M for general support for programs, operations and other charitable purposes.

Organization Grants

RecipientLocationAmountPurpose
Save The Children Federation Inc060726487Fairfield, CT$50.8MGeneral support for programs, operations and other charitable purposes
Capital Impact Partners521290127Arlington, VA$45.0MGeneral support for programs, operations and other charitable purposes
Breakthrough Energy Catalyst Foundation853677542Seattle, WA$30.0MGeneral support for programs, operations and other charitable purposes
Hope Enterprise Corporation640851798Jackson, MS$28.0MGeneral support for programs, operations and other charitable purposes
Tides Foundation510198509San Francisco, CA$26.1MGeneral support for programs, operations and other charitable purposes
Accion Opportunity Fund Community Development311719434San Jose, CA$23.0MGeneral support for programs, operations and other charitable purposes
The Center for Popular Democracy453813436Brooklyn, NY$20.1MGeneral support for programs, operations and other charitable purposes
Eisenhower Medical Center956130458Rancho Mirage, CA$20.1MGeneral support for programs, operations and other charitable purposes
National Council of YMCAs of the USA363258696Chicago, IL$20.0MGeneral support for programs, operations and other charitable purposes
Climate Imperative Foundation845024713San Francisco, CA$20.0MGeneral support for programs, operations and other charitable purposes
Boys & Girls Clubs of America135562976Atlanta, GA$20.0MGeneral support for programs, operations and other charitable purposes
Community Investment Corporation362780862Chicago, IL$15.1MGeneral support for programs, operations and other charitable purposes
GRID Alternatives260043353Oakland, CA$15.0MGeneral support for programs, operations and other charitable purposes
The Miami Foundation650350357Miami, FL$15.0MGeneral support for programs, operations and other charitable purposes
Community First Fund232689714Lancaster, PA$15.0MGeneral support for programs, operations and other charitable purposes
National Philanthropic Trust237825575Jenkintown, PA$11.2MGeneral support for programs, operations and other charitable purposes
Access to Capital for Entrepreneurs582383669Cleveland, GA$10.0MGeneral support for programs, operations and other charitable purposes
Genesis LA Economic Growth Corporation954712513Los Angeles, CA$10.0MGeneral support for programs, operations and other charitable purposes
OCHIN Inc200195556Portland, OR$10.0MGeneral support for programs, operations and other charitable purposes
Metropolitan Family Services362167940Chicago, IL$9.6MGeneral support for programs, operations and other charitable purposes

Showing 20 of 3976 grants.

Foreign Activities(Tax Year 2023)

International Overview

Activities span Central America and the Caribbean, East Asia and the Pacific, Europe (Including Iceland & Greenland), North America, South America.

Regions & Countries

Region / CountryActivityExpenditure
Central America and the Caribbean
Central America and the Caribbean
East Asia and the Pacific
Europe (Including Iceland & Greenland)
Europe (Including Iceland & Greenland)
North America
South America

Supplemental Financial Data(Tax Year 2023)

Schedule D Highlights

The Chicago Community Trust operates a donor-advised fund (DAF) program with 1,914 accounts. The endowment stands at $1.6B, with $17.0M in new contributions.

Filing History(Tax Years 1951–2023)

5 records

Showing the 5 Form 990 filings currently in our system.

Tax YearFormPeriodRevenueExpensesNet Assets
2023
990
2023-10-01 – 2024-09-30$2.5B$1.5B$6.0B
2022
990
2022-10-01 – 2023-09-30$1.5B$1.6B$4.5B
2021
990
2021-10-01 – 2022-09-30$1.9B$1.5B$4.3B
2020
990
2020-10-01 – 2021-09-30$2.0B$1.4B$4.7B
2019
990
2019-10-01 – 2020-09-30$862.3M$606.5M$3.5B
1951–2018No filings acquired yet

Frequently Asked Questions

What does The Chicago Community Trust do?

Provides grants and other resources to improve the community; addresses community challenges; and promotes philanthropy by informing donors about philanthropic opportunities.

How much revenue does The Chicago Community Trust have?

The Chicago Community Trust reported $2,455,691,801 in total revenue for tax year 2023, up 59.8% from the prior year.

Who is the highest-paid executive at The Chicago Community Trust?

Andrea Saenz, President & CEO, received $655,609 in total compensation as of tax year 2023.

Is The Chicago Community Trust a 501(c)(3)?

Yes, The Chicago Community Trust is classified as a 501(c)(3) tax-exempt organization.

Where is The Chicago Community Trust located?

The Chicago Community Trust is headquartered in CHICAGO, IL 60601.

How many employees does The Chicago Community Trust have?

The Chicago Community Trust has 157 employees and 17 volunteers as of tax year 2023.

Is The Chicago Community Trust audited?

Yes, The Chicago Community Trust's financial statements are audited, and the organization has an audit committee.

How much does The Chicago Community Trust spend on fundraising?

The Chicago Community Trust reported $3,713,899 in fundraising expenses for tax year 2023, which represents 0.2% of total expenses.

Does The Chicago Community Trust give grants?

Yes, The Chicago Community Trust distributed $1,480,832,942 in grants to other organizations and individuals in tax year 2023. Top recipients include Save The Children Federation Inc, Capital Impact Partners, Breakthrough Energy Catalyst Foundation.

Does The Chicago Community Trust operate internationally?

Yes, The Chicago Community Trust conducts activities outside the United States. Activities span Central America and the Caribbean, East Asia and the Pacific, Europe (Including Iceland & Greenland), North America, South America.

Data Source

Prepared by: RSM US LLP, Chicago, IL

IRS Form 990 electronic filings via the IRS Exempt Organizations Business Master File. All financial figures are as reported in USD.

Publicly available IRS data
Verified filing records
Updated quarterly
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